Terms & Conditions

Last updated: February 2025

1. Introduction

These Terms and Conditions ("Terms") govern your use of the website and services of Findesk Banking Consultancy LLC ("Findesk", "we", "us", "our"), a company registered in Dubai, UAE. By accessing this website or engaging our advisory services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

2. Nature of Our Services

Findesk is an independent advisory and consultancy firm. We provide guidance and assistance on matters including, but not limited to, account opening, trade finance, private banking introductions, regulatory compliance, and banking strategy. We are not a bank, do not provide banking or financial products, do not hold or transmit client funds, and are not affiliated with any bank for promotional or endorsement purposes. Our services are advisory only. We do not guarantee any particular outcome, including account openings, credit facilities, or approvals from third parties. All banking and financial decisions and associated risks remain with you and the relevant financial institutions.

3. Third-Party Logos and Trademarks

Bank names, logos, and trademarks displayed on this website are the property of their respective owners. Findesk does not claim any ownership of or affiliation with these institutions. Such logos and names are used solely for informational and reference purposes. No endorsement by any bank or financial institution is implied or intended. Any use of third-party trademarks is subject to the rights of the respective owners.

4. Use of Website

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use. You may not use the website to transmit harmful, defamatory, or unlawful material, or to attempt to gain unauthorised access to our systems or data. Content on this website is for general information only and does not constitute professional advice tailored to your circumstances.

5. No Professional Advice

Information on this website is provided for general informational purposes only. It does not constitute legal, tax, or financial advice. You should seek independent professional advice before making any decision. Engagement of our advisory services is subject to separate agreement and scope as agreed in writing.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Findesk and its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of the website or our services. Our total liability in connection with these Terms or the website shall not exceed the amount, if any, paid by you to us for the specific service giving rise to the claim in the twelve (12) months preceding the claim.

7. Confidentiality and Data

Our handling of personal data is described in our Privacy notice. By using our website or services, you consent to such processing in accordance with that notice and applicable data protection laws.

8. Intellectual Property

All content on this website (including text, graphics, logos, and layout), other than third-party trademarks and logos, is owned by or licensed to Findesk and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent. See our Copyright page for further details.

9. Governing Law

These Terms are governed by the laws of the United Arab Emirates and the Emirate of Dubai. Any dispute arising in connection with these Terms or the website shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.

10. Changes

We may update these Terms from time to time. The "Last updated" date at the top will be revised when changes are made. Continued use of the website or services after changes constitutes acceptance of the revised Terms.

11. Contact

For questions about these Terms, please contact us at info@findeskbankingconsultancy.com or at our registered address: 104, Royal Auto Center, Al Maktoum Hospital Rd, Deira, P.O Box 122102, Dubai, UAE.